I woke up this morning yeah
Picked the mail up in the hall
Fixed some food and I had a drink
And all my clothes
Opened up the mail I can't believe my eyes
Cause there was a bill for three pound five
The sky was cold it was cold and dark
On my way to the take-out park
Catch the gate, I goofed again
I just forget that I needed ten
Got to work but I was oh, so late
I got stopped an hour by the clock at the gate
And all I've got is an I.O.U.
All I've got is an I.O.U.
All I've got is an I.O.U.
Which comes to one forty-two
After work I went to the bank
To get money for gas in the tank
I discovered I was overdrawn
I wish I had something upon
People say you can buy
The things you need in life
But I heard a lot of money
Can't stop this drive
And all I've got is an I.O.U.
All I've got is an I.O.U.
All I've got is an I.O.U.
Which comes to one forty-two
People say you can buy
The things you need in life
But I heard a lot of money
Can't stop this drive
And all I've got is an I.O.U.
All I've got is an I.O.U.
All I've got is an I.O.U.
Which comes to one forty-two
All my dreams are sitting low
Well, live and laugh there'll be no race
Wouldn't have to work
Wouldn't need no pay
Anything I want
All I've got to do is say
I.O.U.
I.O.U.
All I've got is an I.O.U.
All I've got is an I.O.U.
All I've got is an I.O.U.
